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Contact29 :: Real Estate Drip Email Campaigns

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Kelowna BC, Canada - Real Estate - Information and Listings

While market conditions continue to be balanced and supported by the economic fundamentals of strong employment and immigration, and historically low interest rates, economists predict it may be 2010 before we once again experience the robust conditions of past. With the
Okanagan no longer being the booming market it once was, buyers may soon have the upper hand. It’s been more of a seller’s market over the past few years but people looking to buy a home are beginning to find more options on the market, resulting in a balanced market. Experts remind us that real estate, like the economy is cyclical in nature and the market will eventually balance out again. A balanced market is typically a 6 month supply of inventory. The easing Canadian market differs from the U.S. Prices to the south of us were driven up by speculative investment and relaxed lending standards. Canadian resale housing prices, especially in B.C. and Alberta, climbed due to strong job growth and low interest rates. Downward pressure on home prices is expected to ease by the second quarter of 2009, as an increase in affordability and consumer confidence induces a modest growth in sales.

Two major events have happened in October, but it's uncertain how that has impacted MLS sales in the market. Mortgage changes took effect Oct. 15, which include the requirement for buyers to put down at least five per cent for a down payment. The federal government also implemented a reduction of government-backed mortgages from maximum amortization periods of 40 years to 35 years. Another factor in the current MLS sales is the "tremendous erosion" in equity values on the stock market. So people who were saving for a down payment will likely have to wait for those equities to rebound.

For additional information on the Okanagan Real Estate Market, please visit http://www.chriswhitney.ca/

Kelowna BC, Canada - Real Estate - Information and Listings

It’s official: it’s now becomingmore affordable to buy a home in the Central Okanagan!As property listings continue to outpace sales, housing prices in the Central Okanagan have drawnback with the median price for a residential detached home, declining 5.5% since May 2008, from $497,500 to $470,000. Condo median prices dropped substantially by 11.5% from$280,000 in May 2008 to $247,500 in July. Townhouses were more modest at a 4% decline from $365,000 in June 2008 to $350,000 in July. There are more price reductions inproperties listed on the market, which has a leveling impact on the housing price increases experienced earlier this year. July indicates a slight decline in the total active listings on themarket; a departure from recent trends. Sales of existing homes have continued to trend down in 2008, second quarter residential sales declining almost 40 per cent from last year. Withdemand cooling off, the time required to sell a home has edged up. Similarly, the sale price to list price ratio has moved downward, reflecting an increasingly competitive market.

Residential property sales in the Central Okanagan declined 38.23% in July 2008 to 307 from 497 sales recorded in July 2007. New listings for detached, attached and apartmentproperties increased 46.13% to 1,226 in July 2008 compared to July 2007, when 839 units were listed—condos indicated the highest increase of 77% in inventory from 328 new listingsthis July compared to the same month last year. Total inventory on the market this month over July 2007 shows an increase of $106.81%

The Kelowna area saw second quarter housing starts edge down from the same three month period in 2007. Fewer starts of detached housing more than offset an increase inmulti-family construction. Despite this year’s second quarter decline, housing starts, led by the multi-family sector, reached the highest January-June level ever. This year’s first quartersurge in condominium construction carried over into the second quarter. Construction began on eight projects totaling 422 units, including Kelowna’s second high rise building this year.Lower prices relative to the cost of detached housing and lifestyle are the key drivers.With few detached units available for less than $400,000,more first-time buyers have turned to higherdensity housing.

Resort housing and second residences have become the fastest growing segments of Kelowna’s condominium market. Both absorptions and pre sales have begun to moderate.Demand is weakening as consumer confidence declines in the wake of slower economic and employment growth. Rising costs together, with strong competition from an increasingly wellsupplied resale market and growing number of resort developments elsewhere in BC, have taken a bite out of new condominium sales.

For additional information on the Okanagan Real Estate Market, please visit http://www.chriswhitney.ca/